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Privacy

Academy Mortgage LLC understands the importance of protecting the privacy of consumers and our customers. As such, we are committed to maintaining the confidentiality of each customer's financial information consistent with applicable state and federal laws. This Privacy Statement explains how we collect and share your nonpublic personal information (information that is not available publicly) and further describes your rights to limit what information we may share about you.

This Privacy Statement replaces any previous privacy notices from us. We reserve the right to revise our privacy notice as our business needs and practices change or as the law requires. If we revise our policies, we will provide our current customers with copies of our new policies at that time.

We have implemented privacy policies consistent with applicable federal and state laws. We also have adopted policies and procedures reasonably designed to ensure the security and confidentiality of customer records and information.

During the course of business, we may collect nonpublic personal information about you from the following sources:

  • Nonpublic personal information obtained from you in person, in writing, or through the Internet.

  • Nonpublic personal information obtained through your transactions and experiences with our affiliates and us.

  • Nonpublic personal information we receive from nonaffiliated third parties about their transactions and experiences with you.

  • Nonpublic personal information provided by credit reporting agencies and similar companies.

  1. We may disclose the following kinds of nonpublic personal information about you:

  • Information we received from you on applications or other forms, such as your name, date of birth, mailing address, social security number, employment information assets, and income;

  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions; and

  • Information we receive from consumer reporting agencies, such as your credit worthiness and credit history.

  1. We may disclose nonpublic personal information about you to the following types of third parties:

  • Financial service providers, such as financial institutions, mortgage bankers, securities broker-dealers, and insurance companies;

  • Non-financial companies, such as retailers, direct marketers, airlines, and publishers; and

  • Others, such as non-profit organizations.

  1. We may disclose all of the information we collect, as described above, to companies that perform marketing or certain other services on our behalf or to other financial institutions and/or companies with whom we have joint marketing agreements. For example, to maintain and service your account or to fulfill your transaction requests, we share information with non-financial companies that provide services to us, such as data-processing companies, printing companies, mailing companies, and marketing companies. Prior to sharing any information with such entities, we require them to agree to safeguard our customers' information and to comply with all applicable privacy laws. However, if you do not wish for us to share any of your information under these joint marketing agreements, you have the right to opt out of such information-sharing as explained below in the section entitled “Your Right to Opt Out.”

  1. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

We collect this information about you to complete your transactions and to maintain your accounts and related records. In the course of conducting our business, we may share any of the information we collect about you with third parties if: 1) you request or authorize it; 2) the information is provided to help complete a transaction initiated by you; 3) the information is provided to a third party providing services to us, such as data processing, printing services, mailing services, and marketing services; 4) the information is provided to a consumer reporting agency in accordance with the Fair Credit Reporting Act; or 5) the disclosure is otherwise lawfully required or permitted. Furthermore, we may also disclose information about you to other nonaffiliated and affiliated third parties not described in this Privacy Statement as permitted by law.

We restrict access to your information to those employees who need to know that information to provide products or services to you. Our employees may also access information to exercise our rights under the law or pursuant to any agreement with you. We maintain physical, electronic, and procedural safeguards that comply with applicable federal regulations to guard your information.

We understand that there are certain third parties with whom you do not wish for us to share your information. If you do not wish for us to share your information with our affiliate and/or those financial service providers with whom we have joint marketing agreements, you have the right to opt-out at any time. If you wish to exercise any of your opt-out rights as described above, you may opt-out in one of the following three ways:

  • Send your opt-out instructions to the following address: Academy Mortgage LLC, 614 Old Edmondson Avenue, Suite 200, Baltimore, MD 21228

  • Call us toll-free at 800.420.5515 (Monday thru Friday __ a.m. to __ p.m. Eastern Standard Time) [NOTE TO ACADEMY: INSERT APPLICABLE CALLING TIMES];

  • E-mail us at [NOTE TO ACADEMY: INSERT EMAIL ADDRESS] and include your full name (for security purposes, DO NOT include your social security number), and type “I wish to opt out.”

Your opt-out will remain effective until revoked in writing. Please note that even if you opt-out, we will continue to share your information to conduct our business as described above, to the extent permitted by law.

In the event that you terminate your relationship with us, we will adhere to the privacy policies and practices as described in this Privacy Statement.

We strive to keep our records about you accurate and up to date. In order to maintain accurate information about our customers, we ask that you update your personal information when any changes take place. Please notify us if you change your address or telephone number by contacting us toll free at 1-800-420-5515.

If you should have any questions about this Privacy Statement, please contact our corporate headquarters toll free at 1-800-420-5515.

Academy Mortgage LLC

614 Old Edmondson Avenue, Suite 200

Baltimore, MD 21228

OVERVIEW

ACADEMY MORTGAGE LLC PRIVACY STATEMENT

INFORMATION WE COLLECT

DISCLOSURE OF NONPUBLIC PERSONAL INFORMATION

FORMER CUSTOMERS

YOUR RIGHT TO OPT OUT

UPDATING YOUR PERSONAL INFORMATION

CONTACTING US



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